Start collecting past-due accounts today with InstiCollect

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Start collecting past-due accounts today with InstiCollect

Learn More

Blog

What the BBB Torch Award for Ethics Says About IC System

When someone receives a communication from a collection agency, they may have questions. Who is this company? Is this legitimate? How will I be treated? We understand those questions. Hearing from a collection agency is rarely an experience people expect or look forward to, and we recognize that emotions can sometimes run high. That’s why

Collection Agency vs. Debt Buyer: Why the Difference Matters

debt collection for small business-IC System

When businesses need help recovering past-due accounts, it’s important to understand the difference between working with a professional collection agency and selling accounts to a debt buyer. While both may operate in the broader accounts receivable industry, their roles, priorities, and impact on customer relationships can be very different. At IC System, we are not

Why AI in Debt Collection Still Requires Human Expertise

Artificial intelligence is transforming nearly every industry, and debt collection is no exception. But despite headlines claiming AI can automate everything, collections remains a highly regulated, high-risk environment where human oversight still matters. For businesses trying to recover past-due accounts, it’s easy to assume AI-powered bots can simply take over the process. The reality is

Navigating Healthcare Debt and State Laws

Navigating Healthcare Debt and State Laws For today’s hospital executives, the challenge isn’t just federal regulation—it’s the fast-changing patchwork of state laws that govern how medical debt can be collected. From restrictions on credit reporting to disclosure requirements and cooling-off periods, the rules change constantly, creating risk and complexity for multi-state health systems. Compliance can

From Tampa: What We Heard at the eClinicalWorks Enterprise Summit

IC System’s VPs of Business Development, Mary Prendergast and Greg Young, were in Fort Lauderdale, Florida last week for the eClinicalWorks Enterprise Summit—held April 13–15, 2026. The conversations were exactly what you’d expect right now: efficiency, integration, and doing more with fewer resources. Healthcare organizations aren’t just looking for tools. They’re looking for systems that

Why Working with a Nationally Licensed Collection Agency Matters

Unpaid accounts don’t always stay within the same state where services were originally provided. Consumers move. Businesses relocate. And when that happens, outstanding balances often follow them across state lines. For many organizations, this creates a challenge that is easy to overlook but difficult to manage: collecting debt legally and effectively when accounts are no

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